Sabtu, 31 Oktober 2026

What Is the Rule of 72 and How It Can Help an Average Earner Retire a Millionaire

Card debt at 22% doubles in about 3 years. The same math can turn $300 a month into $1 million if you start early enough.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
 

Update your email preferences or unsubscribe here

228 Park Ave S, #29976, New York, New York 10003, United States

beehiiv logoPowered by beehiiv

Election Monitors Staying Outside, Plane Lands on Hwy 80, and Coffin Races

Justice Department election monitors will stay at least 100 feet from Adams County voting centers after rejecting Colorado’s conditions for going inside.                
͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌  
Top Stories

Article Icon 1DOJ Monitors Will Stay outside Polls

Justice Department election monitors will stay at least 100 feet from Adams County voting centers after rejecting Colorado’s conditions for going inside.

Secretary of State Jena Griswold’s office said Thursday the four monitors could enter only if accompanied at all times by state observers and kept in designated areas.

The DOJ had planned for plain-clothes teams to silently check Spanish-language materials and disability access at 12 to 16 locations. It said its monitors wouldn’t speak with voters.

“Our monitors will remain outside of polling places and not come within 100 feet of the building in accordance with Colorado state law,” the DOJ wrote in reply to Griswold’s conditions. 

Griswold said her office will act on any sign of voter intimidation outside voting centers. Adams County includes part of the 8th Congressional District, one of the nation’s most competitive House races.

Article Icon 1Colorado Ranks 8th for Spam Calls

Coloradans filed 305,742 complaints about unwanted calls over five years, the eighth-highest rate in the nation, according to a new study.

SMS verification company SMSPool compared Federal Trade Commission complaint records from October 2020 through September 2025 with census population figures. Colorado’s rate of 5,085 complaints per 100,000 residents was 27.5% above the average state.

Complaints peaked at 111,910 in fiscal year 2021 and bottomed out at 41,176 in 2024. They climbed back to 51,924 in fiscal year 2025.

Nationally, the FTC logged more than 2.6 million Do Not Call complaints in fiscal year 2025, up from the year before. Delaware had the highest rate in the study, and North Dakota the lowest.

SMSPool’s Chen Bao recommends setting phones to send unknown numbers to voicemail. “Walk the older relatives in your family through the same setting,” he said.

Article Icon 1Instructor Lands Plane on Highway 50

An 80-year-old flight instructor safely landed a Cessna 172 on U.S. Highway 50 north of Montrose Thursday morning after its engine quit mid-flight.

Bill Swartz of Olathe and his student were heading back to Montrose Regional Airport when the engine began acting up near Menoken Hill. “The only option we had was the highway,” Swartz said.

He cleared power lines crossing the road, touched down near mile marker 87, and coasted onto a frontage road. No vehicles were hit, and neither man was hurt.

“Landing an airplane on a busy highway is no small task, and he did an outstanding job,” Montrose County Undersheriff Ty Cox said.

Swartz has flown since 1968 and taught since 1974. The NTSB will investigate, though Swartz said a local shop suspects a broken mixture control.


Love reading The Colorado Flyover? Click here to share with your friends and family. ✈️

Flying together with our sponsor

The Flyover

When to Retire: A Quick and Easy Guide 

A successful retirement strategy should account for more than individual investments. Your goals, health, spending needs, family and other accounts all influence when you may be able to retire and how much you may need. For investors with $1 million or more, bringing those pieces together can be especially important.

When to Retire: A Quick and Easy Planning Guide explores how to balance short-term volatility against long-term growth needs, prepare for inflation, generate investment income, schedule withdrawals and keep your retirement plan current. 

Download the guide for tips and advice on creating a strategy that’s cohesive, current and aligned with your full financial picture. Then schedule a conversation with a financial professional to discuss ways to bring your retirement plan to life.

Around Colorado

➤ Littleton: The Supreme Court hears arguments Tuesday in a case from St. Mary Catholic Parish and a Lakewood parish, whose preschools were barred from Colorado’s universal preschool program over its nondiscrimination rules. Parents say they’ve lost up to $24,000; the state says the rules ensure no child is turned away. (More)

➤ Longmont: Boulder County DA Michael Dougherty cleared officer Joshua Barry in the August shooting death of Dariss Yearby, 20. Yearby held a woman in a headlock with a hand hidden in a backpack and claimed to have a gun; he was unarmed. An advocacy group seeks a state review. (More)

➤ Routt County: Routt and Grand counties, plus more than half of Pitkin County, can meet just 0-21% of local demand for children’s primary care, a Colorado Children’s Campaign report found. Statewide, about 7 in 10 kids live in communities without enough pediatric providers. (More)

➤ Colorado River: The Central Arizona Project, which carries Colorado River water to Phoenix and Tucson, moved to join Nevada’s lawsuit against the Trump administration over new river rules that impose steep cuts on Lower Basin states. (More)

➤ Denver: Today is the last day to pay eligible unpaid parking tickets at half price under Denver’s amnesty program, which covers citations issued before May 10. The city is owed about $74 million but has collected less than 1% of it. (More)

➤ Colorado Springs: Gov. Jared Polis named an advisory committee led by Lt. Gov. Dianne Primavera to support Colorado’s bid for the proposed U.S. Space Academy, a NASA-led federal school the state wants to land in Colorado Springs. (More)

➤ Montrose County: Commissioners advanced an ordinance banning intentional releases of non-native wildlife, including gray wolves brought from outside the state, in unincorporated areas. Commissioner Sean Pond says it gives ranchers a voice; the Endangered Species Coalition says counties lack authority to enforce it. A final vote is set for Nov. 18. (More)


The Colorado Flyover exists to call things what they are, fairly and objectively. We keep the spin out and trust you with the facts. So today we're asking: if news that calls things what they are is something you want to see thrive, will you stand behind it? Support the news in plain words. Free, every morning. Will you make a generous donation to support The Colorado Flyover?
Give $25Give $50Give $100Give $250
Colorado Sports

➤ Big 12 Commissioner Brett Yormark will step down Jan. 31, 2027, and is expected to take a role outside college sports. Since 2022, he has overseen the league’s expansion to 16 schools, including Colorado’s return from the Pac-12 in 2024, and a $2.28 billion TV deal. (More)

➤ Jaylen Waddle returned to practice for the Broncos on a limited basis Thursday after aggravating a chest injury in last week’s win at Arizona. That keeps him in the mix for Sunday’s 2:25 p.m. game against Kansas City, with first place in the AFC West on the line. (More)

➤ Breckenridge will host the Toyota U.S. Grand Prix, a freeski and snowboard slopestyle World Cup, Dec. 10-13 for the first time in 12 years. Freeski finals are Dec. 12 and snowboard finals Dec. 13, with spectators welcome all four days. (More)

➤ Colorado’s FBS teams all play today. CU (2-5) hosts Kansas State at noon, trying to end a five-game skid. Air Force (5-2) can clinch bowl eligibility by beating UConn at 1 p.m., and Colorado State (3-4) visits Utah State at 1:30 p.m.

➤ Yesterday’s Results: NCAAF | NHL | NBA | Soccer | Golf

Flying together with our sponsor

➤ Your next favorite wine is waiting. Firstleaf matches award-winning wines to your tastes and delivers them to your door. Through October 31, get an extra bottle with your introductory order: seven bottles starting at just $44.95. Take the wine quiz to discover wines matched to your palate, and claim your bonus bottle before this offer ends. (Find Your Perfect Pour)

Flying together with our sponsor

More accounts, managers and investment choices do not always add up to a cohesive wealth strategy—especially when you’re considering when to retire. Investors with $1M+ may benefit from considering how each decision fits their goals, time frame and full financial picture.

When to Retire: A Quick and Easy Planning Guide examines risk, inflation, withdrawals and your investment income sources. Download the guide and schedule a conversation with a financial professional to talk about your plan.

Et Cetera

➤ Part of the first reported adult T. rex trackway is now on display at the Denver Museum of Nature and Science. A museum associate found the 23-foot trackway’s four three-toed prints, each about 3 feet long, in North Dakota. They’re more than 66 million years old. (More)

➤ The 32nd Emma Crawford Coffin Races drew about 15,000 people to Manitou Springs last weekend after volunteer reserve officers helped fill a security staffing gap that nearly canceled the event. (More)

➤ Chris and Vicki Sullivan, a Colorado couple who are both living kidney donors, finished a 17-mile Grand Canyon hike alongside fellow donors and are encouraging others to learn about living donation. (Read Story)

Flying together with our sponsor

➤ Protect the photos you can’t replace. ThePhotoStick OMNI automatically finds, sorts, and saves your photos and videos while filtering out duplicates. Compatible with Windows, Mac, Android, and iOS, it makes backing up family memories simple. Order yours today and enjoy the peace of mind of a 30-day money-back guarantee.

The Flyover Podcast

The following stories are featured exclusively on The Flyover Podcast—a daily show that gives you the most important headlines in under 15 minutes, straight from the heart of the country. 

➤ What are the seven dirtiest things in your home? Hint: the toilet doesn’t make the list. (Hear List)

➤ Election season may take a measurable toll on your heart, researchers say, no matter which party wins. (Listen Now)

➤ New research is challenging centuries of scholarly doubt over a nearly 2,000-year-old non-Christian account of Jesus. (Podcast Available)

  

Meme

The Poll

How do you usually handle calls from unknown numbers?

  1. Answer them
  2. Let them go to voicemail
  3. Block or ignore them
  4. Depends on the day
 

Yesterday's Results:

How many trick-or-treaters do you usually get each year?

  1. None: 48%
  2. A few (1-10): 18%
  3. Some (11-30): 15%
  4. Quite a few (31-60): 11%
  5. A ton (60+): 8%
Colorado Trivia

The dome of Colorado’s state capitol is covered in what precious metal, mined in the state?

Show me the answer

The Colorado Flyover

Join The Colorado Flyover

Facebook Icon Instagram Icon Twitter Icon LinkedIn Icon

Jerry's World Haunted, Rain Threatens Halloween, and Dancing Witches

AT&T Stadium in Arlington is North America’s most haunted sports venue, according to a new ranking from The Sports Geek, which scored 47 pro venues across the U.S. and Canada.
͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌   ͏ ‌  
The Roundup

Article Icon 1Texas Posts What State Workers Earn

Texans can now look up what state employees earn in an updated salary database reflecting pay as of Oct. 1, searchable by name or agency.

It covers 154,795 workers across 116 agencies, with a $61,695 median and an $850,005 top salary.

A year earlier, the state had 153,475 employees across 115 agencies, a $60,513 median, and an $800,005 top salary. Lawmakers funded raises for certain state positions in fiscal 2026.

State auditors say raises approved in 2023 may have helped push classified employee turnover to 15.4% in fiscal 2025, a 15-year low. The database, built from comptroller records, updates quarterly.

Article Icon 1Screwworm Cases Jump near El Paso

New World screwworm cases have jumped “tenfold” over the past month, according to Texas Agriculture Commissioner, who said the newest cases are turning up in pets.

Four of the USDA’s five most recently confirmed cases were dogs, including one in Socorro in El Paso County. A sheep at New Mexico State University in Las Cruces also tested positive.

Officials said heavy rain is adding to the spread and urged pet owners to check for open wounds. Texas has placed parts of El Paso County under livestock movement limits, and suspected cases can be reported at 800-550-8242.

Article Icon 1AT&T Stadium Tops Haunted Venue List

AT&T Stadium in Arlington is North America’s most haunted sports venue, according to a new ranking from The Sports Geek, which scored 47 pro venues across the U.S. and Canada.

The Cowboys’ home scored 62 out of 100, edging Dodger Stadium at 60 and earning the only perfect score for published ghost stories.

Cited accounts include staff reporting dishes rising and crashing in a kitchen, plus a cold spot near a room honoring coach Tom Landry. The stadium also sits near Keystone Cemetery, about a third of a mile away. The scores reflect documented stories, not verified paranormal activity.

Flying together with our sponsor

The Flyover

When to Retire: A Quick and Easy Guide 

A successful retirement strategy should account for more than individual investments. Your goals, health, spending needs, family and other accounts all influence when you may be able to retire and how much you may need. For investors with $1 million or more, bringing those pieces together can be especially important.  When to Retire: A Quick and Easy Planning Guide explores how to balance short-term volatility against long-term growth needs, prepare for inflation, generate investment income, schedule withdrawals and keep your retirement plan current. 

Download the guide for tips and advice on creating a strategy that’s cohesive, current and aligned with your full financial picture. Then schedule a conversation with a financial professional to discuss ways to bring your retirement plan to life.

Around Texas

➤ Statewide: Trick-or-treaters across Texas face a damp Halloween, with rain clearing Dallas-Fort Worth before evening festivities, isolated showers possible in San Antonio, and lingering storms threatening Houston before tapering off tonight.

➤ South Texas: Federal prosecutors charged five noncitizens, including one illegal immigrant, with election-related offenses involving alleged illegal voting in the 2022 and 2024 elections, false citizenship claims, and immigration document fraud. (More)

➤ Dallas: A woman woke from a nap on Friday to find part of her home on fire, escaping unharmed as firefighters contained the electrical blaze before it spread to the main house. (See Home)

➤ Lubbock: South Plains Mall is adding a 45,000-square-foot family entertainment center featuring 16 bowling lanes, bumper cars, more than 100 arcade games, and a 7-D cinema experience, opening in summer 2027. (More)

➤ Garland: Police arrested two students after a photo showing one holding a firearm circulated online on Thursday, prompting a temporary safety hold at Garland High School while officers investigated. (More)

➤ San Antonio: Ricos Products, the century-old San Antonio company that pioneered concession nachos, was acquired by Venezuelan food company Empresas Polar, but its headquarters and management will remain in San Antonio. (More)


The Texas Flyover exists to call things what they are, fairly and objectively. We keep the spin out and trust you with the facts. So today we're asking: if news that calls things what they are is something you want to see thrive, will you stand behind it? Support the news in plain words. Free, every morning. Will you make a generous donation to support The Texas Flyover?
Give $25Give $50Give $100Give $250
Texas Sports

➤ No. 13 Texas Tech hosts No. 22 Arizona today, a week after its loss at Cincinnati, against a Wildcats team that has outscored its last three conference opponents 125-41. No. 11 Texas hosts Mississippi State as a 20.5-point favorite. (More)

➤ DJ Lagway threw for 319 yards and four touchdowns to lead Baylor to a 41-9 rout of UCF in Orlando last night in the Bears’ first game since firing coach Dave Aranda. (Watch Highlights)

➤ Former SMU coach June Jones, a pioneer of the run-and-shoot offense, died Thursday at 73. After taking over a 1-11 Mustangs team in 2008, he delivered their first winning season in 12 years. (More)

➤ Cowboys fans can catch the team's Dec. 7 game against Seattle on the big screen at Cinemark West Plano during a first-of-its-kind NFL theater watch party, with tickets starting at $25. (More)

➤ Brett Yormark, who helped expand the Big 12 Conference to 16 members after taking over as commissioner in 2022, plans to step down in 2027. (More)

➤ Yesterday’s Results: NCAAF | NHL | NBA | Soccer | Golf

Flying together with our sponsor

➤ Your next favorite wine is waiting. Firstleaf matches award-winning wines to your tastes and delivers them to your door. Through October 31, get an extra bottle with your introductory order: seven bottles starting at just $44.95. Take the wine quiz to discover wines matched to your palate, and claim your bonus bottle before this offer ends. (Find Your Perfect Pour)

Meme

Flying together with our sponsor

More accounts, managers and investment choices do not always add up to a cohesive wealth strategy—especially when you’re considering when to retire. Investors with $1M+ may benefit from considering how each decision fits their goals, time frame and full financial picture.

When to Retire: A Quick and Easy Planning Guide examines risk, inflation, withdrawals and your investment income sources. Download the guide and schedule a conversation with a financial professional to talk about your plan.

Et Cetera

➤ A troupe of dancing witches has turned Halloween on North Padre Island into a neighborhood spectacle, taking their costumed performances from street to street and delighting trick-or-treaters. (More)

➤ Military members can enjoy free admission to the San Antonio Zoo throughout November, while up to four immediate family members receive 50% off tickets purchased during their visit. (More)

➤ Deputies recaptured a 27-year-old inmate on Friday after he escaped custody during dialysis at a Tyler clinic, slipping out of his handcuffs and leaving his orange jumpsuit in nearby woods. (More)

Flying together with our sponsor

➤ Protect the photos you can’t replace. ThePhotoStick OMNI automatically finds, sorts, and saves your photos and videos while filtering out duplicates. Compatible with Windows, Mac, Android, and iOS, it makes backing up family memories simple. Order yours today and enjoy the peace of mind of a 30-day money-back guarantee.

The Flyover Podcast

The following stories are featured exclusively on The Flyover Podcast—a daily show that gives you the most important headlines in under 15 minutes, straight from the heart of the country. 

➤ What are the seven dirtiest things in your home? Hint: the toilet doesn’t make the list. (Hear List)

➤ Election season may take a measurable toll on your heart, researchers say, no matter which party wins. (Listen Now)

➤ New research is challenging centuries of scholarly doubt over a nearly 2,000-year-old non-Christian account of Jesus. (Podcast Available)

  

The Polling Station

Have you ever experienced something you couldn’t explain?

  1. Yes, more than once
  2. Yes, once
  3. Maybe
  4. Never

 

Yesterday's Results:

How often do you eat Mexican food, either out or at home?

  1. Most weeks: 67%
  2. Every few months: 22%
  3. Most days: 7%
  4. 2-3 times a year: 3%
  5. Never: 1%
Texas Trivia

Like Texas Supreme Court Justice Colbert Caldwell, which Texas governor was removed from office by military authorities during Reconstruction?

Show me the answer

The Texas Flyover

Join The Texas Flyover

Facebook Icon Instagram Icon Twitter Icon LinkedIn Icon