Guideline Updates We are happy to announce a few updates to our guidelines for short term and long term products. These changes include the
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New Guideline Updates Increased LTV and Reduced RatesReminder: We are still offering a 50% rebate on all 1-4 unit appraisals! |
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Guideline Updates We are happy to announce a few updates to our guidelines for short term and long term products. These changes include the following 80% Max LTV for 1-4 rental purchases 80% Max LTV for 1-4 rental rate term loans 75% Max LTV for 1-4 Cash out Refinance Loans New Floor Rate 6.49% for rental loan products 90% LTC Max for Fix and Flip loan products
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50% Appraisal Rebate Loans that qualify for this rebate must meet the following criteria Be the purchase or refinance of an investment property Property must be 1-4 units, condo or townhouse Application must be submitted on or after 2/3/23 Loan must close Before 3/01/23 Rebate not to exceed $500.00
All rebates are provided within 2 weeks post closing |
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30 Year Rental Loans Property Types include 1-4 unit residential, 5+ multifamily, Condo, Townhouse, Mixed Use Office, Warehouse, Retail, Automotive, Self-storage 30 Year Fixed Terms DSCR and Non DSCR based products available No Tax Returns or Personal Income Verification Short Term and Long Term rentals acceptable 80% LTV Max 3 month seasoning period for refi Max LTV
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| | Fix and Flip/Bridge Lending Property Types include 1-4 unit residential, 5+ multifamily 12 to 24 month terms 100% of rehab Costs Interest only payments 75% ARV max 90% LTC MAX
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| | Ground Up Construction 1-4 residential | | |
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